Canada Guaranteed Income Supplement Payment Schedule 2025: The Guaranteed Income Supplement (GIS) is a critical financial aid program designed to support low-income seniors in Canada. As we look toward 2025, understanding the payment schedule, eligibility criteria, and the application process for GIS is essential for those relying on this assistance. In this guide, we break down all the details you need to know about the GIS program and how it can benefit you or your loved ones.
Canada Guaranteed Income Supplement Payment Schedule 2025
Aspect | Details |
---|---|
Program Name | Guaranteed Income Supplement (GIS) |
Target Group | Low-income seniors receiving Old Age Security (OAS) |
Maximum Monthly Payment | Up to $1,079.27 (as of January 2025) |
Payment Schedule | Monthly, aligned with Old Age Security (OAS) payments |
Eligibility Age | 65 years and older |
Application Process | Automatic for most; manual application required for some |
Official Website | Government of Canada GIS Page |

The Guaranteed Income Supplement (GIS) provides vital financial support for Canada’s low-income seniors, ensuring they can enjoy a more stable and comfortable retirement. By understanding the payment schedule, eligibility criteria, and application process, you can maximize your benefits and address any issues promptly. For the most accurate and personalized information, visit the official GIS website.
What Is the Guaranteed Income Supplement (GIS)?
The Guaranteed Income Supplement is a monthly, non-taxable benefit provided to low-income seniors who are already receiving Old Age Security (OAS). Its purpose is to ensure financial stability for retirees who may not have sufficient income from other sources.
Unlike OAS, which is available to all eligible Canadians aged 65 and older, GIS is specifically designed to assist those with limited financial resources. The amount of GIS you receive is determined by your annual income and marital status.
GIS Payment Schedule for 2025
The GIS payments are made monthly, typically on the same date as the Old Age Security (OAS) payments. Here are the payment dates for 2025:
2025 GIS Payment Dates
Month | Payment Date |
January | January 29, 2025 |
February | February 26, 2025 |
March | March 28, 2025 |
April | April 29, 2025 |
May | May 28, 2025 |
June | June 27, 2025 |
July | July 29, 2025 |
August | August 28, 2025 |
September | September 26, 2025 |
October | October 29, 2025 |
November | November 27, 2025 |
December | December 23, 2025 |
Note: Dates are subject to change if they fall on a weekend or public holiday.
Eligibility Criteria for GIS in 2025
To qualify for the Guaranteed Income Supplement, you must meet specific eligibility requirements:
1. Age and Residency
- Be 65 years or older.
- Reside in Canada.
2. Receiving Old Age Security (OAS)
- You must already be receiving the Old Age Security pension to qualify for GIS.
3. Income Threshold
Your annual income must fall below specific thresholds. For 2025, these thresholds are:
Status | Maximum Annual Income |
Single, widowed, or divorced | $20,064 |
Married/common-law (both receiving OAS) | $26,928 |
Married/common-law (only one receiving OAS) | $49,824 |
Income includes earnings, pensions, investments, and other taxable benefits but excludes the GIS payments themselves.
How to Apply for GIS
1. Automatic Enrollment
Most seniors who are eligible for GIS are automatically enrolled when they apply for Old Age Security (OAS). You will receive a notification if you qualify.
2. Manual Application
If you do not receive an automatic enrollment notification, you can apply manually:
- Download the GIS Application Form: Visit the official GIS page to download the form.
- Complete and Submit: Fill out the form and submit it to your local Service Canada office along with any required documents.
3. Annual Renewal
To continue receiving GIS, you must file your income tax return annually. Service Canada uses your tax information to determine your eligibility and payment amount for the following year.
How Is GIS Calculated?
The amount you receive depends on your income and marital status. Service Canada calculates GIS payments using the following formula:
- Start with Maximum GIS Amount: $1,079.27 for single seniors in 2025.
- Subtract Adjusted Income: Deduct 50% of your income exceeding the threshold.
For example:
- A single senior with an income of $12,000 would receive approximately $879.27 per month.
How to Check GIS Payment Status
You can track your GIS payments online or contact Service Canada for updates:
1. Online Tracking
- Log in to your My Service Canada Account (MSCA).
- Navigate to the “Payment Information” section to view upcoming deposits and amounts.
2. Contact Service Canada
- Call the GIS helpline at 1-800-277-9914.
- Visit your nearest Service Canada office for in-person assistance.
Common Issues and Solutions
1. Late or Missed Payments
- Solution: Confirm your bank account details on the MSCA portal. Contact Service Canada if the issue persists.
2. Incorrect Payment Amount
- Solution: Verify your reported income. Submit corrections through your tax filing or directly with Service Canada.
3. Change in Circumstances
- Solution: Notify Service Canada immediately of any changes in marital status, residency, or income to ensure accurate payments.
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Frequently Asked Questions (FAQs)
1. When will I receive my GIS payments?
GIS payments are made monthly, typically on the same date as OAS payments. Refer to the 2025 Payment Schedule for specific dates.
2. Can I receive GIS while living abroad?
No, GIS is only available to residents living in Canada.
3. Is GIS taxable?
No, GIS payments are non-taxable and do not need to be reported as income.
4. What happens if my income changes mid-year?
Report any significant income changes to Service Canada immediately to adjust your GIS payments accordingly.
5. How do I ensure I’m enrolled for GIS?
Most seniors are automatically enrolled when applying for OAS. If not, you can apply manually through Service Canada.